Hi [firstname|there], I have been following Tom Raffio, President of Northeast Delta Dental since 1990. The biggest problem of many CEO's is that they are not relentless when it comes to customer service. Tom is relentless. The results speak for themselves and they are AWESOME! Many readers ask me for examples of smaller firms that are service leaders. Northeast Delta Dental has approximately 197 full time employees and is definitely a great example. This is a dental insurance company in 3 states, Maine, Vermont, and New Hampshire (If you follow politics this one is one of the most important battleground states for anyone running for President.) They have 3 customers:
The company that buys their insurance plan.
The employee at the company who uses their dental insurance.
The dentist who they partner with.
Market share in New Hampshire is 70%, Vermont 60% and Maine 50%. They are retaining well over 97% of their customers. Tom moved in 1996 from Delta Dental of Massachusetts to become President of Northeast Delta Dental. In 1990 he helped to start the Guarantee of Service Excellence (GOSE) and then made some minor changes and rolled it out with his new company. He increased revenue from $57,559,309 million in 1995 to $388,018,309 and $6,234,515 Net Income in 2018. They now have 457,717 primary subscribers representing more than 880,000 covered individuals by the end of 2018. Northeast Delta Dental is committed to providing extraordinary service to all customers including purchasers made up of employers, unions, associations, individual product buyers, government and municipal workers; subscribers who are covered through purchaser groups; and providers or dentists. To emphasize its commitment, it guarantees seven major areas of service and reinforces them with its comprehensive refund policy. Northeast Delta Dental has retained 100 percent of its largest purchasers (all three state accounts of Maine, New Hampshire and Vermont) and typically more than 95 percent of all other purchasers for the past ten years. No competitor has copied its service guarantee. Most are looking for ways to work with Northeast Delta Dental. This is their payout for 2018: 
If you want to see each year visit our website .
Here I showed their first year in 1996 and results for 2018. This is the only company I know of in the world that puts their money on the line instead of baloney. You can also buy the 13th edition of my book, Achieving Excellence Through Customer Service at Amazon or directly from our store. |